Personal
Your own money, people and goals
- Contacts
- Groups
- Shared with me
- Budgets
- Goals
- Document Vault
- Calculators
- Recurring
The all-in-one money tracker — personal, business & farm
Know exactly who owes whom — always.
HissabOne records every rupee you give or take, keeps a live balance for each person, and reminds everyone when it's time to settle. No spreadsheets, no awkward conversations.
- Simple, transparent pricing
- Works on phone & desktop
- Your data stays private
4workspace types
20+modules in one app
6languages
Video tutorials
HissabOne in Action
Watch the app on real screens: how HissabOne keeps track of your money, your people, your shop and your farm, all in one place.
- Real app screens
- All 4 workspaces
- Audio & captions in 6 languages
- Free to watch
Keep each part of your money life separate.
Create a workspace for yourself, your shop, your farm or an investment group you share, and switch between them in one tap. Each shows only the modules it needs.
Business
Shop or business: customers, suppliers, sales
- Customers & suppliers
- Sales
- Expenses
- Receivables
- Payables
- Payment schedule
- Accounts & wallets
- Reports
Farm
Farm: crops, seasons, buyers, expenses
- Farms
- Buyers & suppliers
- Income
- Expenses
- Receivables
- Payables
- Recurring
- Reports
Investment Group
Record shared investments, member contributions, ownership, income, expenses and payouts for a private group.
- Investments
- Contributions
- Members
- Income & Expenses
- Distributions
- Reports
The problem
Money between friends gets forgotten.
Lent ₹2,000 to a cousin in March. Covered a friend's share of dinner in May. Borrowed ₹5,000 from a colleague for an emergency in June. Six months later nobody remembers the exact amounts — and asking feels awkward.
- Amounts live in chat threads, memory and half-filled notes.
- Nobody knows the running total for each person.
- Settling turns into a negotiation instead of a fact.
The solution
One record per transaction. One balance per person.
- Record it in seconds — who, how much, given or taken, cash / UPI / bank / cheque, with the reference number.
- Balances update themselves — every person shows what they owe you or what you owe them, right now.
- Settle with one tap — the transaction is marked settled, the balance drops to zero, the history stays.
Everything the money between people needs.
Built around one question — who owes whom — and everything it takes to answer it reliably.
Money given & taken
Record what you gave or took, the amount and the mode of payment — cash, UPI, bank transfer, card or cheque — along with its reference: UTR, UPI ID or cheque number.
Automatic balances
Each person's balance is worked out from their unsettled transactions. Receivable, payable and net totals update the moment you save — nothing to add up yourself.
People, not just names
Save contacts with a photo, phone, email and full address down to district, taluka and village. Deactivate someone you no longer deal with — their history stays intact.
Transaction history
Search and filter by person, type, payment mode or status. Return dates, interest, surety details and notes are all kept on the record.
Receivables & payables
For shops and farms: who owes you and whom you owe, with ageing so old dues stand out.
Shared with me
When someone keeps your account in their khata with your email or mobile number, you can see that record too — read-only, with your consent.
Four steps, from first loan to settled.
1. Add a person
Create a contact with their name, phone and address. Add a photo so the list is easy to scan.
2. Record a transaction
Pick the person, enter the amount and mode of payment, and add a return date or interest if it applies.
3. Track the balance
The dashboard shows what's receivable, what's payable and your net position — overall and per person.
4. Settle
When the money comes back, mark it settled. The balance clears and the record is kept for reference.
Your whole position on one screen.
Receivable, payable and net balance at the top; who owes what and the latest transactions underneath.
₹18,500Total receivable3 people owe you
₹6,200Total payableyou owe 1 person
+₹12,300Net balancereceivable minus payable
Person-wise balance
- AAsha Patil₹9,700you will receive
- RRavi Kumar₹5,800you will receive
- MMeera Joshi₹3,000you will receive
- KKiran Rao−₹6,200you need to pay
Recent transactions
| Person | Type | Amount | Mode | Date | Status |
|---|---|---|---|---|---|
| AAsha Patil | Given | ₹1,200 | UPI | 28 Aug 2026 | Pending |
| RRavi Kumar | Taken | ₹500 | Cash | 26 Aug 2026 | Settled |
| MMeera Joshi | Given | ₹3,000 | Bank transfer | 21 Aug 2026 | Pending |
| KKiran Rao | Taken | ₹6,200 | UPI | 15 Aug 2026 | Pending |
| AAsha Patil | Given | ₹8,500 | Cheque | 02 Aug 2026 | Pending |
Both sides always know the balance.
The moment a transaction is saved, the updated balance goes out on three channels — so the numbers are shared, not remembered.
EmailA summary of the transaction and the new balance lands in both inboxes — yours and the other person's.
SMSA short text goes to both phones at the moment the transaction is recorded, so nobody is surprised later.
In-appEvery event is listed in your notification centre with the date, the person and the amount.
Built to keep your records private.
Signed-in sessionsYou sign in once; every request after that carries a signed, expiring token, so a session cannot be forged or replayed.
Protected APIsEvery endpoint verifies the token before reading or writing anything, and only ever returns records that belong to your account.
Passwords hashed with bcryptYour password is hashed with bcrypt (12 rounds) before it is stored. Nobody — including us — can read it back.
Your data stays yoursContacts, transactions and bank accounts are tied to your user ID. There is no shared pool and no selling of data.
Made for the money that moves between people.
Simple
Two screens do most of the work — people and transactions. No categories to maintain, no budgets to set up first.
Transparent
Both sides are notified with the same numbers, so the balance is never a matter of opinion.
Personal
Built for the money that moves between friends, family and colleagues — not for corporate accounting.
Useful every day
Return dates, interest, surety details and bank references are there when you need them and out of the way when you don't.
Plans that grow with you.
Pick the plan that fits how much you track, and upgrade any time as you grow.
Basic
Everything to get started: your personal money, people, reminders, budgets and reports.
Get startedPro
Higher limits for workspaces, document storage and assistant questions — for a shop or farm next to your personal money.
Get startedPro Plus
The highest limits of every kind, for people who run several things at once.
Get startedUse HissabOne in the language you think in.
Switch between six languages any time — menus, forms and messages change instantly. Tap one to try it.
Available on all devices
Manage your finances anytime, anywhere
Access HissabOne on web and mobile. Keep track of your finances on the go.
Frequently asked questions
Is my data private?
Your records are visible only to you and to the people you choose to share a group or workspace with. Your session ends when you close the browser, and documents are kept in private storage.
Can I use it for my shop or farm?
Yes. Add a Business or Farm workspace next to your personal one. Each keeps its own customers, suppliers, sales, crops and reports.
Do the people I lend to need an account?
No. Add them as contacts. If they register with the same email or mobile number, they can see the shared record under “Shared with me”.
How do reminders work?
Add a due date and HissabOne reminds you in the app, by email and by SMS. The payment schedule shows everything due, overdue or coming up.
Does it work on my phone?
Yes. HissabOne works in the browser on any phone, tablet or computer.
Take control of your money today.
Create your account in under a minute. Add your first person and record what they owe you before you forget it.